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Bula, welcome to Finance Hub! We offer buy now, pay later in instalments for qualifying Home & Living and Vinod Patel products. Our packages include 3 months interest free with loans ranging from 6 to 36 months. Please complete the application form below and our Customer Service team will be in touch with you.

Basic requirements to get started are a valid photo ID, FRCS/Joint Card, pay slip, and a bank statement issued within that last 3 months. Existing customers only need to resubmit pay slips and bank statements.

Finance Hub is our Hire Purchase service that offers customers the choice to buy products on extended credit terms. A Finance Hub Plan makes repayment more comfortable and affordable.

Customers can select weekly, bi-weekly, or monthly payment plans ranging from 3 to 36 months, depending on the product type and value of the item. Customers can also opt for insurance cover on their payment plan to protect against unforeseen circumstances.